We verify the power to sign, not just the person.
Signifyde is the legal assurance and identity infrastructure for commercial lending — the system of record for who can legally bind a business.
Every commercial lender already buys this — legal opinions, entity reviews, loan document review letters, certified signature assurances from corporate secretaries or attorneys — but one law firm at a time, as bespoke work, at bespoke prices, with nothing standardized, nothing reusable, and nothing captured. Legal assurance products exist. The infrastructure to deliver them, reuse them, and rely on them — across the entire lifecycle of a commercial transaction, in fully electronic form — did not exist. Now, it does. The Signifyde team built the infrastructure so you don’t have to.
What the platform does
Verifies authority
Signifyde verifies the business itself and the people with power to bind it — and keeps that verification current. You know KYC — know your customer. Know Your Signer℠ is commercial lending’s harder question: who is actually allowed to bind this business. A persistent business identity is verified once and relied on across every deal and counterparty. When authority changes, the identity de‑authenticates and everyone relying on it is alerted.
Controls electronic originals
Commercial notes and transaction documents are originated, held, pledged, and transferred as controllable electronic records (“CERs”) with legal control under UCC Article 12 — electronic originals a lender can perfect against and enforce.
Closes transactions using legal permissions infrastructure
Closings run the way lenders’ counsel run them, with legal permissions governing who can sign, view, edit, and manage a transaction, signatures designed to ESIGN and UETA enforceability requirements, with a complete, auditable closing binder and archive as proof.
Delivers legal assurance products
Entity-authority reviews, signature-block certification, state-law loan document review letters, closing services, and attorney-certified authorized signers — issued today by licensed attorneys through their own firms, backed by professional liability, delivered as standard products with evidence of reliance and a permanent archive. The platform in full.
The only control system purpose‑built for commercial, business‑to‑business transactions.
Point tools exist for pieces of the work — signatures, vaults, entity records. None combines verified authority, persistent identity, issuance, and the evidentiary record.
Why now
AI is collapsing the cost of the work — drafting, review, analysis. It cannot collapse the cost of standing behind the work. As machines do more of every transaction, the scarce thing is no longer the labor; it is the reliance.
Possession ran commercial finance for three centuries. Control is replacing it now, jurisdiction by jurisdiction — and the infrastructure conventions of the control era are being written today, the way the registries and vaults of the last transformation were written in its first decade. Signifyde is writing them for commercial lending.
Lenders can’t fund on anyone’s word. Signifyde turns “you can rely on this” into a product, built on a legal foundation that the states have now adopted into their own Uniform Commercial Code. The Legal Framework lays out how the new law works, in plain language.
Commercial lending still closes on paper — every loan file drafted fresh, signed on behalf of companies, executed in ink, stored in vaults. Digitizing the Commercial Loan File is about what it takes to change that, and what a lender holds when it does.
Talk to Signifyde and take control of the closing table
Commercial lenders, counsel, and partners: inquiries@signifyde.com